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The Mike Campo - Terri Swain Team


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Contact Us Directly at 215-631-1930 General office phone 215-631-1900

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Testimonials
"When the boys were born ...
our house seemed to get smaller with each passing day ..."
The Hohman family, formerly of Lansdale
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TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
The Mike Campo - Terri Swain Team is one of The Top Selling Real Estate Experts™
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School Reports
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Mortgage Calculators
Welcome > Resources > Mortgage Calculators > Buying Points ...

The Best Mortgage Calculators On the Web! 

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

Will Buying Points Save You Money?

Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.

This Financial Calculator requires a Browser with Java Support



Definitions

Term
Number of years for this mortgage. Most common terms are 15 years and 30 years.

Mortgage amount
Total balance for your mortgage.

Interest rate
Annual interest rate for this mortgage without purchasing any discount points.

Years in home
The number of years you expect to live in this home or the number of years before you refinance your mortgage.

Principal and interest
Monthly principal and interest (PI) for this mortgage.

Points rate
Annual interest rate for this mortgage with discount points.

Points
The number of discount points you need to receive the lower rate. Each point costs 1% of your mortgage amount.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



School Reports in Montgomery County, Bucks County and Lansdale, Pennsylvania
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Pennsylvania Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Montgomery County, Bucks County and Lansdale 



Real Estate Tips
Buying Land and New Construction >Testing the Soil

Are you building a custom-designed home on hand picked acreage? An essential step is testing the soil, which will determine the composition of the ground that must provide a stable foundation for your new home.

The soil could have a combination of various conditions and characteristics. It might be fine, silt-laden soil that collapses when it absorbs excessive water, or soil with a high clay content that sucks up water and then expands under a building, causing it to buckle or shift. Such soil is easy to excavate but unstable to build on. It must be replaced in compacted layers until it achieves suitable density to provide a stable foundation for the house.

On the opposite end of the spectrum, your land might sit on a layer of hard rock, which is wonderfully stable, but extremely hard to penetrate. Excavation costs will be higher if your builder has to bring in heavy equipment to dig out the rock. A professional soil report will help your builder determine the best approach to engineering your site.

See All Tips In The "Buying Land and New Construction" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Legend has it that when Brigham Young first saw this city in 1847, he exclaimed: "This is the place!"

A 
Salt Lake City, Utah.
See More Real Estate Trivia >


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The Mike Campo - Terri Swain Team, REALTOR®, real estate agent and broker for Montgomery County, Bucks County and Lansdale, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

The Mike Campo - Terri Swain Team
KELLER WILLIAMS Real Estate

601 Bethlehem Pike - Building B, Suite #100
Montgomeryville, PA 18936
Main office:: 215-631-1900
Direct Line:: 215-631-1930
Terri:: 215-262-9686
Fax:: 215-855-5880
Efax:: 215-933-1444
Property Inquiries:: terriswain@NUMBER1EXPERT.com
Terri e-mail:: Tswain@kw.com
Mike e-mail:: campo@kw.com

Michael D. Campo, Associate Broker License No. AB050448 - - - - - - - - - - - - - - - - - - - - - Therese C. Swain, Realtor/Partner License No. RS214252

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