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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Montgomery County, Bucks County and Lansdale real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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Buying Land and New Construction >Testing the Soil

Are you building a custom-designed home on hand picked acreage? An essential step is testing the soil, which will determine the composition of the ground that must provide a stable foundation for your new home.

The soil could have a combination of various conditions and characteristics. It might be fine, silt-laden soil that collapses when it absorbs excessive water, or soil with a high clay content that sucks up water and then expands under a building, causing it to buckle or shift. Such soil is easy to excavate but unstable to build on. It must be replaced in compacted layers until it achieves suitable density to provide a stable foundation for the house.

On the opposite end of the spectrum, your land might sit on a layer of hard rock, which is wonderfully stable, but extremely hard to penetrate. Excavation costs will be higher if your builder has to bring in heavy equipment to dig out the rock. A professional soil report will help your builder determine the best approach to engineering your site.

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Q	What land did the U.S. Government buy for $7.2 million?
A	The U.S. bought all of Russian America (Alaska) from the Russian Czar in March 1867.
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The Mike Campo - Terri Swain Team, REALTOR®, real estate agent and broker for Montgomery County, Bucks County and Lansdale, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

The Mike Campo - Terri Swain Team
KELLER WILLIAMS Real Estate
601 Bethlehem Pike - Building B, Suite #100
Montgomeryville, PA 18936
Main office:: 215-631-1900
Direct Line:: 215-631-1930
Terri:: 215-262-9686
Fax:: 215-855-5880
Efax:: 215-933-1444
Property Inquiries:: terriswain@NUMBER1EXPERT.com
Terri e-mail:: Tswain@kw.com
Mike e-mail:: campo@kw.com
Michael D. Campo, Associate Broker License No. AB050448 - - - - - - - - - - - - - - - - - - - - - Therese C. Swain, Realtor/Partner License No. RS214252

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