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The Mike Campo - Terri Swain Team
Contact Us Directly at 215-631-1930 General office phone 215-631-1900

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"The entire team was very professional ...
We were amazed at how smoothly the whole buying and selling process went."
Mike and Maria Malone, formerly of Lansdale
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Real Estate Tips
Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

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Real Estate Trivia
Q 
What high-profile rental property rents for $13,500 a month although the star hasn't lived there for over 20 years?

A 
Shirley MacLaine's name is still used to promote her Encino, CA, estate even though she hasn't lived there in years.
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The Mike Campo - Terri Swain Team, REALTOR®, real estate agent and broker for Montgomery County, Bucks County and Lansdale, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT™

The Mike Campo - Terri Swain Team
KELLER WILLIAMS Real Estate

601 Bethlehem Pike - Building B, Suite #100
Montgomeryville, PA 18936
Main office:: 215-631-1900
Direct Line:: 215-631-1930
Terri:: 215-262-9686
Fax:: 215-855-5880
Efax:: 215-933-1444
Property Inquiries:: terriswain@NUMBER1EXPERT.com
Terri e-mail:: Tswain@kw.com
Mike e-mail:: campo@kw.com

Michael D. Campo, Associate Broker License No. AB050448 - - - - - - - - - - - - - - - - - - - - - Therese C. Swain, Realtor/Partner License No. RS214252

Equal Housing MLS REALTOR


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